Old vs new tax regime calculator
See which income tax regime is likely to leave more money in your hands this year.
Estimate only — not tax advice. Figures are based on FY 2025-26 (AY 2026-27). Your real numbers depend on details this tool does not ask about. Please confirm with Vriddhi Tax Consultants before you rely on them.
Slabs used — FY 2025-26 (AY 2026-27)
New regime — standard deduction ₹75,000
| Income up to | Rate |
|---|---|
| ₹4,00,000 | 0% |
| ₹8,00,000 | 5% |
| ₹12,00,000 | 10% |
| ₹16,00,000 | 15% |
| ₹20,00,000 | 20% |
| ₹24,00,000 | 25% |
| Above that | 30% |
Rebate u/s 87A up to ₹60,000 when taxable income is at most ₹12,00,000.
Old regime — standard deduction ₹50,000
| Income up to | Rate |
|---|---|
| ₹2,50,000 | 0% |
| ₹5,00,000 | 5% |
| ₹10,00,000 | 20% |
| Above that | 30% |
Rebate u/s 87A up to ₹12,500 when taxable income is at most ₹5,00,000.
Not included: surcharge on income above ₹50 lakh, special-rate income such as capital gains, and age-based slabs for senior citizens.